Financial Transactions and Reports Analysis Centre of Canada
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Fraud alert
Many scams and fraudulent activities attempt to imitate government services in order to gain access to your personal and financial information. FINTRAC and FINTRAC personnel have occasionally been misrepresented in scams and fraud attempts.
Businesses (reporting entities)
Find out if you have obligations
Check if you have obligations or need to register, list of regulated sectors and information on supervision framework.
Obligations and guidance
Guidance and learning resources on implementing a compliance program, knowing your client, transaction reporting, record keeping, ministerial directives and other requirements.
How to submit reports
FINTRAC Web reporting system, API report submission, shared reporting process for Electronic Funds Transfers Reports, paper reporting forms.
Assessment and enforcement
Assessment process, voluntary self-declaration of non-compliance, administrative monetary penalties and criminal non-compliance offences.
Reviews and appeals
Request a review of a notice of violation or a notice of denial or revocation of a money services business registration, information on appeals to the Federal Court.
Modernization and upcoming changes impacting businesses
Implementation of regulatory changes, systems modernization and other initiatives.
Charging businesses for FINTRAC's supervision program
Assessment of expenses funding model, estimating charges, payment and invoices.
Policy interpretations database
Technical interpretations related to provisions of the PCMLTFA and associated Regulations.
Law enforcement and national security agencies
Investigation support contact
Contact information for police and governmental partner organizations.
How FINTRAC builds a case
Example of a money laundering case.
The Case video
Examination of a money laundering case brought to light by our analysis team.
Sharing intelligence
How FINTRAC's financial intelligence adds value to criminal investigations by connecting the money to the crime.
Criminal non-compliance offences
How FINTRAC assists law enforcement in investigating or prosecuting non-compliance offences under the PCMLTFA.
General public
Why are you being asked for ID
Certain businesses must identify clients who conduct certain financial transactions.
Why are you being asked if you are politically exposed person
Certain businesses must determine if their clients are politically exposed persons or heads of international organizations.
What information is reported to FINTRAC
Types of financial transactions that must be reported to FINTRAC.
Conducting transactions with a money services business
How to remain vigilant when deciding to use the services of a money services business.
Providing voluntary information
How to provide information about suspicions of money laundering or of terrorist activity financing to FINTRAC.
Contact us
About FINTRAC
Head of institution
News
[2025-05-20]
News release: Canadian pleads guilty to terrorism charges
[2025-05-15]
News Release : FINTRAC imposes an administrative monetary penalty on Marouf Management Inc.
[2025-05-13]
More: FINTRAC news
Features
Operational Alert: Laundering the proceeds of illicit synthetic opioids
FINTRAC’s Operational Alert supports businesses subject to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act in recognizing financial transactions suspected of being related to the trafficking of synthetic opioids, including fentanyl.
FINTRAC Annual Report 2023–24
This report outlines key activities and operations that the Centre carried out last year to help protect Canadians and the integrity of Canada’s financial system.
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