Financial Transactions and Reports Analysis Centre of Canada
Fraud alert
Many scams and fraudulent activities attempt to imitate government services in order to gain access to your personal and financial information. FINTRAC and FINTRAC personnel have occasionally been misrepresented in scams and fraud attempts.
Businesses (reporting entities)
Guidance and resources for businesses
All the guidance and resources for businesses (reporting entities) in one place.
Sector-specific guidance
- Accountants
- Agents of the Crown
- British Columbia notaries
- Casinos
- Dealers in precious metals and precious stones
- Factors New as of April 1, 2025
- Financing or leasing entities New as of April 1, 2025
- Financial entities
- Life insurance
- Money services businesses
- Armoured cars
- Cheque cashers New as of April 1, 2025
- Mortgage
- Real estate
- Securities dealers
Select your business sector from the drop-down menu to find the guidance that applies to you.
Notices and advisories
The latest on obligations, reporting and examinations.
Examinations
Examinations, the FINTRAC Assessment Manual, and voluntary self-declaration of non-compliance.
Policy interpretations database
Technical interpretations related to provisions of the PCMLTFA and associated Regulations.
Penalties for non-compliance
Administrative and criminal penalties for non-compliance with Part 1 and 1.1. of the PCMLTFA.
Legislation and regulations
The Proceeds of Crime (Money Laundering) and Terrorist Financing Act and associated Regulations.
Reviews and appeals
Request a review of your file by the Director and Chief Executive Officer of FINTRAC.
Modernization and upcoming changes impacting reporting entities
New initiatives that FINTRAC is implementing, which impact reporting entities (businesses and individuals).
Law enforcement and national security agencies
Investigation support contact
Contact information for police and governmental partner organizations.
How FINTRAC builds a case
Example of a money laundering case.
The Case video
Examination of a money laundering case brought to light by our analysis team.
Sharing intelligence
How FINTRAC's financial intelligence adds value to criminal investigations by connecting the money to the crime.
Criminal non-compliance offences
How FINTRAC assists law enforcement in investigating or prosecuting non-compliance offences under the PCMLTFA.
General public
Why are you being asked for ID
Certain businesses must identify clients who conduct certain financial transactions.
Why are you being asked if you are politically exposed person
Certain businesses must determine if their clients are politically exposed persons or heads of international organizations.
What information is reported to FINTRAC
Types of financial transactions that must be reported to FINTRAC.
Conducting transactions with a money services business
How to remain vigilant when deciding to use the services of a money services business.
Providing voluntary information
How to provide information about suspicions of money laundering or of terrorist activity financing to FINTRAC.
Contact us
About FINTRAC
Head of institution
News
[2025-05-01]
News release: OSC charges Ryan Rumble, Michael Dziedzic, and Justin Foss with fraud
[2025-04-24]
News release: Project Glacier dismantles Grande Prairie criminal organization
[2025-04-17]
More: FINTRAC news
Features
Operational Alert: Laundering the proceeds of illicit synthetic opioids
FINTRAC’s Operational Alert supports businesses subject to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act in recognizing financial transactions suspected of being related to the trafficking of synthetic opioids, including fentanyl.
FINTRAC Annual Report 2023–24
This report outlines key activities and operations that the Centre carried out last year to help protect Canadians and the integrity of Canada’s financial system.
- Date Modified: