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Financial Transactions and Reports Analysis Centre of Canada

The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) is Canada's financial intelligence unit and anti-money laundering and anti-terrorist financing supervisor. Its mandate is to facilitate the detection, prevention and deterrence of money laundering and the financing of terrorist activities, while ensuring the protection of personal information under its control.

Fraud alert

Many scams and fraudulent activities attempt to imitate government services in order to gain access to your personal and financial information. FINTRAC and FINTRAC personnel have occasionally been misrepresented in scams and fraud attempts.

Businesses (reporting entities)

Guidance and resources for businesses

All the guidance and resources for businesses (reporting entities) in one place.

Sector-specific guidance

Select your business sector from the drop-down menu to find the guidance that applies to you.

Notices and advisories

The latest on obligations, reporting and examinations.

Examinations

Examinations, the FINTRAC Assessment Manual, and voluntary self-declaration of non-compliance.

Policy interpretations database

Technical interpretations related to provisions of the PCMLTFA and associated Regulations.

Penalties for non-compliance

Administrative and criminal penalties for non-compliance with Part 1 and 1.1. of the PCMLTFA.

Legislation and regulations

The Proceeds of Crime (Money Laundering) and Terrorist Financing Act and associated Regulations.

Reviews and appeals

Request a review of your file by the Director and Chief Executive Officer of FINTRAC.

Modernization and upcoming changes impacting reporting entities

New initiatives that FINTRAC is implementing, which impact reporting entities (businesses and individuals).

Law enforcement and national security agencies

Investigation support contact

Contact information for police and governmental partner organizations.

How FINTRAC builds a case

Example of a money laundering case.

The Case video

Examination of a money laundering case brought to light by our analysis team.

Sharing intelligence

How FINTRAC's financial intelligence adds value to criminal investigations by connecting the money to the crime.

Criminal non-compliance offences

How FINTRAC assists law enforcement in investigating or prosecuting non-compliance offences under the PCMLTFA.

General public

Why are you being asked for ID

Certain businesses must identify clients who conduct certain financial transactions.

Why are you being asked if you are politically exposed person

Certain businesses must determine if their clients are politically exposed persons or heads of international organizations.

What information is reported to FINTRAC

Types of financial transactions that must be reported to FINTRAC.

Conducting transactions with a money services business

How to remain vigilant when deciding to use the services of a money services business.

Providing voluntary information

How to provide information about suspicions of money laundering or of terrorist activity financing to FINTRAC.

Head of institution

Sarah Paquet, Director and Chief Executive Officer

Director and Chief Executive Officer

News

November 18, 2024 – FINTRAC advisory: Financial transactions related to countries identified by the Financial Action Task Force
[2024-11-18]
News release: Moncton woman charged in human trafficking investigation; OPS seeking victims and releasing photo
[2024-11-12]
Opening remarks for Sarah Paquet, Director and CEO of FINTRAC at the ACAMS Assembly Canada Conference
[2024-11-06]


More: FINTRAC news

Features

Special Bulletin on the use of the legal profession in money laundering and sanctions evasion

This Special Bulletin supports businesses subject to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act in recognizing financial transactions associated with the laundering of proceeds of crime through the legal profession.

Operational alert: Laundering the proceeds of tax evasion in real estate

This Operational Alert supports businesses subject to the Proceeds of Crime (Money Laundering) and Terrorist Financing Act in recognizing financial transactions in the real estate sector suspected of being related to laundering the proceeds of tax evasion.

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